For someone considering treatment for drugs or alcohol, the cost is usually a top concern. Many individuals may view the cost of addiction treatment too high to even consider. As a result, people don’t receive the treatment they so desperately need. The cycle of addiction continues on a path of destruction with negative effects on the individual’s health, family and career.
Substance abuse disorders can affect anyone regardless of socioeconomic status. Finding a way to pay for treatment can be a difficult task. The cost of rehab varies depending on which level of care is required. With Residential Treatment Programs offering the highest level of care, they are often the most expensive. Outpatient Programs may cost less, but they may not provide enough structure and support for the individual.
At 310 Recovery, we strive to make addiction treatment as accessible as possible to those who need it. We accept most major insurance policies, available finance options, and private pay.
Paying for Treatment with Insurance
Drug and alcohol addiction is considered a medical disease, and such, treatment is often covered by many major health insurance policies. Most private health insurance policies will cover at least a portion of addiction treatment, while some may cover it completely. However, every health plan differs. Fortunately, 310 Recovery offers free insurance verification.
The top four private insurance agencies in the United States that include addiction treatment coverage are listed below.
Aetna: Aetna recognizes the importance of an individualized approach to addiction treatment. Depending on the client’s needs, Aetna will cover the cost of detox and rehabilitation either partially or completely.
BlueCross BlueShield: Depending on the individual plans, BlueCross BlueShield insurance covers certain detox, inpatient, and partial hospitalization treatment services.
Cigna: Cigna’s Behavioral Health division provides educational tools for individuals struggling with addiction. Policies under Cigna health insurance offer partial or complete funding for detox services and treatment options.
United Healthcare: United Healthcare offers an array of policies with different levels of coverage. Based on the policy and location, United Healthcare will provide assistance for addiction treatment including inpatient and outpatient detoxification and treatment services.
Please click here to verify your insurance coverage
For those who have insurance policies that don’t fully cover treatment, or for those who cannot afford private pay, MyTreatmentLender.com can help provide loans to cover the cost of co-pays, high deductibles, or your entire stay. MyTreatmentLender understands that recovery comes first and aims to provide clients with the best possible treatment financing options. They offer the lowest rates in the industry to make it affordable for clients to get the help they need to overcome addiction. Through a simple questionnaire process, clients are approved instantly and able to receive the treatment they need to regain control of their life.
Private Pay Method
Some clients choose to fund their treatment themselves through upfront cash or check payment. This relieves the process of having to take out a loan or go through their insurance provider. If your personal finances don’t permit you to single-handedly pay for treatment, you may want to consider asking a close friend or family member for help. If you’d like an estimate of the total cost of the treatment program you’re interested in, please contact us and one of our admissions specialists can review that information with you.
It’s important to remember that recovery is an investment– one that could save your life. If you are struggling with drug or alcohol addiction, don’t put off getting help simply because you aren’t sure of your payment options. Contact us today to speak with one of our compassionate admissions representatives and review your options to get help. We’ll point you in the right direction towards recovery.